• omarthemediocre@lemm.ee
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    11 months ago

    The digital euro project is the only project that has a proper chance of succeeding here because it would be forced on every country using euro. All the other solution usually end at the border of the country of origin or because it is inconvenient for the users so swich to a new solution that has no benefits over paying with Visa or Mastercard. Here is a great video about it: https://youtu.be/1Al3ZIFUQ5U

  • Pantherina (he)@feddit.org
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    11 months ago

    Insane that we rely on random foreign countries for sending money

    Paypal, Stripe, Visa, Mastercard, American Express

    Not sure about Klarna, but Klarna sucks. Pretty sure they leaked my phone number to a spammer, got a fishing SMS “your Deutsche Bank account needs a login” (I am not using that bank)

    • Evotech@lemmy.world
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      11 months ago

      Yeah, every single European bank is hard at work implementing these directives. I’ve been working on that myself with many companies

        • Evotech@lemmy.world
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          11 months ago

          I try not to dox myself too hard but companies that offer bank services like Banqsoft and similar vendors and their their hosting providers generally work very tightly with this.

          Other banks might develop most of their stack in house and have their own developers and business managers for this

          I’ve worked more on the it side, connecting networks, providing infrastructure for the apis and services, configuration of audit trails, it compliance and the such

  • SabinStargem@lemmy.today
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    11 months ago

    I sure hope so.

    MasterVisa are run by christofascists. They are really problematic in the adult media sector, denying services to websites unless they adhere to certain restrictions or depictions. For example, no minotaur sex in Seeds of Chaos. Considering the nature of the Trump Regime, you can expect vanilla stuff like gay podcasts to eventually be fully subjected to censorship. The grasping arm of “American” oligarch sensibilities will reach for Europe’s people.

    For the liberty of everyone, we need payment processors who are disinterested in dictating the culture of their users.

  • Besen@feddit.org
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    11 months ago

    Let’s hope Wero can gain some market share. It’s still in its infancy, but at least it’s doing some things right.

    • setsubyou@lemmy.world
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      11 months ago

      If I want to use Wero I have to tie my mobile phone number to it and then I can only use that number with that exact bank account and none of my others. Completely useless for me.

      They need to come up with something that’s actually good for consumers and not just for the bank’s data gathering aspirations if they want to compete.

      • saimen@feddit.org
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        11 months ago

        I hope the digital Euro will help. It’s said to even have an offline function for privacy.

        • Besen@feddit.org
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          11 months ago

          Yes, the digital Euro looks even better. I was surprised that they would go for privacy (at least more privacy than other digital payment services) and offline transfers. The problem is that it is even further away than Wero. We won’t get it until 2028 at the earliest, and I suspect it might take even longer, as many government projects do. Until then, I would rather use a European service than paypal or credit cards. When the digital euro comes, it could arrive with a bang and wipe out a lot of other payment services.

      • Besen@feddit.org
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        11 months ago

        Yes, it still has usability problems, as many early stage projects do, but I see them as relatively easy to fix. Getting the market share in online shops will be much harder. Wero’s backing is big enough, and they already have experience with digital payment systems, so I am hopeful that they can pull it off.

      • devfuuu@lemmy.world
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        11 months ago

        MB WAY mentioned! Didn’t know about this. good to see they all trying to interoperate.

    • Lumiluz@slrpnk.net
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      11 months ago

      It’ll never be popular in Finland.

      Sounds too much like “tax” in Finnish (Vero, which I’m old Finnish is vvero)

  • A_norny_mousse@feddit.org
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    11 months ago

    TIL VISA is actually a US company.

    Visa is probably the most common in the EU? We’d need a replacement for that.

    … oh, Germany already has it, with 70% marketshare!